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NOTICES Copyright: Material at this website copyright 2000-2004 Ross Health Actuarial. All rights reserved. Information Only: The material at this website is for information only and does not constitute professional advice. If you need assistance with a specific issue, please contact me. External Links: Links to external websites are beyond our control; use caution, it's an electronic jungle out there. If you have problems with a direct link from this site (dead link, inappropriate content, or other) please let me know.